My name is Gregory de la Cruz, and for over two decades, I’ve dedicated my life to helping people achieve financial stability and prosperity. As a seasoned financial advisor and prolific writer, I bring a wealth of experience and a deep passion for empowering individuals and families to take control of their financial futures. But there’s another side to me that shapes my approach to life and finance—I’m also known as the “Hobo Millionaire Traveler.”

I hold a BS degree in Finance & Economics from Towson University and an alumni of the College of William and Mary. Throughout my career, I’ve had the privilege of working with a diverse range of clients. From young professionals just starting out to retirees seeking to maximize their nest eggs, I’ve crafted tailored financial plans that address each person’s unique needs and goals. My clients trust me not just for my expertise, but for my practical, no-nonsense approach to finance.

I’ve authored several best-selling books on personal finance. These books have been praised for their clarity, actionable advice, and empowering tone. I believe that everyone, regardless of their background or income level, deserves the knowledge and tools to achieve financial independence.

In addition to my books, I regularly contribute to leading financial publications and blogs, where I share insights on budgeting, investing, retirement planning, and debt management. My articles are known for their relatable examples and practical tips, making even the most complex financial concepts accessible to everyone.

Throughout my career, I’ve been featured on numerous television and radio programs, offering expert advice on managing money wisely. I frequently speak at financial workshops and seminars, inspiring people to take charge of their financial destinies. My commitment to financial literacy and education has been recognized time and again, but the true reward is seeing my clients and readers achieve their financial goals.

As the Hobo Millionaire Traveler. Despite being a self-made millionaire, I have a passion for exploring the world in the most unconventional ways. I enjoy traveling like a hobo, experiencing the raw and authentic sides of different cultures, and immersing myself in the local way of life. Yet, when the occasion calls for it, I can effortlessly transition to the luxurious comforts of places like the Ritz-Carlton. This duality not only enriches my life but also profoundly influences my financial philosophy.

My adventures around the globe have given me a unique perspective on wealth and happiness. I’ve learned that true richness comes from experiences, not just monetary wealth. This philosophy is at the heart of my financial advice. I encourage my clients and readers to pursue their passions, embrace new experiences, and find a balance between saving for the future and living fully in the present.

Over the years, I’ve had the honor of working with countless individuals and families, witnessing firsthand the transformative power of sound financial planning. I’ve seen young couples buy their first homes, retirees enjoy their golden years without financial worry, and individuals overcome debt to achieve true financial freedom. These experiences fuel my passion and commitment to my work.

One of the most rewarding aspects of my career has been writing. Through my books and articles, I’ve been able to reach a broad audience, providing them with the tools and confidence they need to make informed financial decisions. Writing allows me to connect with people on a deeper level, sharing my knowledge and experiences in a way that is both engaging and educational.

In my public speaking engagements, I strive to inspire and motivate. Whether it’s a small community workshop or a large conference, I aim to leave my audience with a sense of empowerment and a clear path forward. I believe that with the right guidance and mindset, anyone can achieve financial success.

My mission is simple: to empower people with the knowledge and tools they need to take control of their financial futures. I believe that financial literacy is a fundamental right, and I am committed to making a positive impact in the lives of as many people as possible. Through my work and my travels, I hope to create a world where everyone has the opportunity to achieve financial independence and live the life they’ve always dreamed of.

My journey has been incredibly fulfilling. I am honored to be a trusted guide for so many on their path to financial freedom. Together, we can build a brighter, more secure future. Let’s embark on this journey to financial empowerment together.